75 pages 2 hours read

McTeague: A Story of San Francisco

Fiction | Novel | Adult | Published in 1899

A modern alternative to SparkNotes and CliffsNotes, SuperSummary offers high-quality Study Guides with detailed chapter summaries and analysis of major themes, characters, and more.

Chapters 10-14Chapter Summaries & Analyses

Chapter 10 Summary

Months pass. Though Trina now loves McTeague “with a blind, unreasoning love” (183), she has periods of feeling appalled by “her stupid, brutish husband” (185). Eventually she settles “to an equilibrium of calmness and placid quietude” (187). She is obsessed with saving money, believing not a dollar of her lottery winnings should be spent. She hoards “instinctively” and builds a “nest egg” of savings, which she keeps in her trunk (188).

Though McTeague’s great “passion” for her has waned, he still enjoys Trina, and his “little animal comforts” (190) are tended to. Trina manages to improve McTeague slowly. His dress and manners are more refined, and he reads the newspaper and forms political opinions. McTeague develops “ambitions—very vague, very confused ideas of something better” (191). He imagines a house and children.

They grow happy in their routines and frequently walk about town together. They also stand outside a little house down the street, imagining what it would be like to live there. After they speak with the owner, McTeague tells Trina they can rent it with her savings. Trina lies about how much she has saved. When the owner calls on McTeague one day, McTeague, overwhelmed by the owner’s sales pitch, signs a paper committing him to pay the first month’s rent of $35. Trina is furious and refuses to help McTeague pay.

Later, feeling guilty, Trina considers surprising him with $35, soon amending the amount to half and then to $10. Ultimately, “her intuitive desire of saving” (209) prevents her from giving him anything at all. She is unnerved by her inability to give him this money, noting that she “didn’t use to be so stingy” (210).

Chapter 11 Summary

One morning Miss Baker tells Trina that Maria Macapa and Zerkow are to be married. Trina speculates that Zerkow is marrying Maria so he can continue to hear the story about the gold service. As they talk, Marcus’s dog and the rival dog meet in the street. A crowd watches, waiting for a fight, but the two dogs merely growl at each other and walk away. People are disappointed.

That Tuesday, Trina and McTeague meet their friends for a picnic at the park where the Sieppes used to picnic. When Marcus happens by, Mrs. Ryer invites him along. Heise suggests Marcus and McTeague make up, and the two warily shake hands.

However, their contempt for each other is reignited during a wrestling match when Marcus, infuriated by the women’s fawning over McTeague’s brute strength, bites his ear. In response, “[t]he brute that in McTeague lay so close to the surface leaped instantly to life” (234), and McTeague breaks Marcus’s arm. He emerges from his “bestial fury” in a stupor (236).

Chapter 12 Summary

Maria Macapa and Zerkow have a child together, but the child dies after only two weeks. The birth of the child has “readjusted” Maria’s mind, and she has no recollection of telling Zerkow about the golden service. Zerkow is infuriated when she refuses to tell him the story. He is convinced Maria knows where the service is and that he can obtain it. He searches for it frantically and chases her with a knife, threatening her.

Trina receives a letter from her mother telling her that Mr. Sieppe has found someone who wants to “go in on a ranch” with Marcus and that Marcus is moving south. She also says Mr. Sieppe’s upholstery business is not doing well and asks if Trina can send her $50. Trina complains to McTeague that they cannot afford it and is infuriated when McTeague suggests she use the savings she keeps in her trunk. He accuses her of being “stingy” (250) and “a miser” (251). She delays sending the money and figures her mother will ask again if she really needs it. When her mother asks again, Trina arranges to split the amount with McTeague. She sends his portion but not her own and lies to him when he asks about it.

One evening Marcus surprises them by visiting their apartment. Oddly jovial and friendly, he informs them he is leaving and that he is not coming back, and the three spend an hour chatting. They all wish each other well, and Marcus leaves.

Chapter 13 Summary

A week after Marcus’s departure, McTeague receives a letter from City Hall informing him he is not allowed to practice dentistry because he never went to dental college. McTeague is slow to understand. At first horrified that they are “ruined,” Trina eventually concedes to McTeague’s insistence he keep his appointments.

Trina realizes that Marcus is behind the letter and tells McTeague he should have killed Marcus the day they fought. McTeague continues to work, insisting he “ain’t going to quit just for a piece of paper” (265). Eventually an official delivers a second letter. Trina insists McTeague must stop practicing and that they are now “paupers, beggars” (266). McTeague argues that they still have her $5,000 and her savings. Outraged, Trina replies that they have only the interest on her $5,000 and the little she makes from Uncle Oelbermann for her Noah’s ark figures. It is understood that McTeague, “over thirty now, sluggish and slow-witted at best” (267), will have difficulty learning a new trade.

McTeague cancels his appointments. One day he sits forlorn in his “Parlors” lamenting all the appointments he should have. Trina hugs him and says they will “be poor together” (269). McTeague, suddenly furious, suggests he will avenge himself against Marcus if they ever meet again. Trina agrees.

Chapter 14 Summary

Trina and McTeague visit a small room in the back of the building’s top floor. Trina says it’s the only room they can afford; McTeague complains that they can afford more and that she makes him sick. When McTeague threatens not to live there, Trina says he can pay his own rent and reminds him that she’s the one with the money now. McTeague complains that he never saw his own income as belonging just to him. Privately, Trina ponders how she will still be able to save.

Trina is devastated to part with her possessions and recalls her pleasant shopping sprees before she was married. McTeague fights with her over selling the items in his office. He adamantly refuses to sell his concertina and his canary in the birdcage, and Trina cannot change his mind.

One night “the Other Dentist,” in his “gay cravat” and his “marvellously figured waistcoat” (277), visits to ask if he can purchase McTeague’s gold tooth. McTeague tells him to leave, saying, “You can’t make small of me” (278). On his way out the dentist makes a snide remark about McTeague not having a diploma. McTeague and Trina then learn that while Trina has been telling people “McTeague was merely retiring from business” (278), everyone knows what actually happened.

The day of the sale is “a fête, a veritable holiday, for the whole neighborhood” (280). People mock the McTeagues’ belongings and pack the rooms looking for bargains. Miss Baker hurts Trina by buying some items herself. Old Grannis purchases their wedding portrait and gives it back to the McTeagues as a gift. After the sale, nothing is left but Trina’s wedding bouquet, “a melancholy relic of vanished happiness” that “nobody wanted” (283).

Chapters 10-14 Analysis

For a time the McTeagues appear to be rising despite the forces working against them. Under Trina’s guidance, McTeague leaves behind “the stupid animal life to which he had been accustomed” (190). His dress and manners improve, and instead of napping on Sundays, he walks with Trina in the park or goes with her to the art gallery. He also “observe[s] the broader, larger interests of life” (191), reading newspapers and developing political opinions. He begins “to have ambitions” and to imagine “something better,” like a family (191). In one of the book’s only unironically cheerful scenes, their apartment is described as pleasant and idyllic, with Trina “fresh as if from a bath, and singing at her work” as she cleans the kitchen, the “smell of coffee” in the air and “the morning sun” creating “a note of gayety that was not to be resisted” (259). One may be lulled into the belief that the McTeagues have achieved true happiness after all.

However, there is evidence even in this idyllic description that ominous forces are at work. Trina’s love for McTeague is not inspired by “any of those noble and generous qualities that inspire affection” but rather by her having “given herself to him” and merging “her individuality into his” (183). Her dedication to him comes only after months of misery and regret, during which she was repulsed by him, fearing she “would sink” to his level (185). McTeague himself is “long past” feeling any passion for Trina, enjoying her only for her familiarity and for her tending to his “little animal comforts” (190). Just as “[t]he little life on Polk Street […] ran on monotonously in its accustomed grooves” (198), the McTeagues are driven by thoughtless adherence to routine. The pleasure they find in their life together is inspired not by genuine love for each other but by a sense of inevitability.

This inevitability is evident nowhere more clearly than in Trina’s hoarding. Though at first her economy with money appears quaint and harmless, she is ruled by her miserliness, and her inability to control her actions helps lead to the McTeagues’ ultimate downfall. Early in their marriage Trina’s economy is described as “a passion” for “sav[ing] money” (188). As time goes on, however, it becomes clear that Trina’s hoarding is not a passion but a compulsion. She is driven by an “instinct of hoarding” that compels her behavior and overpowers her goodness. She lies to McTeague over how much she has saved and insists the money is all hers. She refuses to send money to her mother or to help McTeague pay $35 in rent, despite feeling guilty for doing her “old bear” an “injustice” (208). Trina is “troubled” but acknowledges that she “can’t help it,” that it is “stronger” than she is (210). In Naturalist literature an extraordinary event triggers the emergence of people’s basest instincts and disrupts ordinary lives. Trina’s acknowledgement that she was never this stingy” before winning the lottery shows this event to be that circumstance.

Trina’s winning the lottery triggers a chain of events that leads to the characters’ downfall. Trina’s uncontrollable instinct inspires her to move to a small dirty room in the back of the building. This disgusts McTeague, who upon seeing their new room tells her, “You make me sick” (271). McTeague’s frustration leads to the awakening of his instinct to drink. Throughout the novel McTeague has resisted drinking whiskey because it doesn’t “agree” with him. Now, with nothing to lose and nothing else to do, he succumbs to the compulsion and becomes like his father, “an irresponsible animal, a beast, a brute, crazy with alcohol” (2).

The beginnings of decline are evident in secondary characters, as well, showing the far-reaching ripple effects of Trina’s lottery win. Zerkow, jealous of Trina’s win, is obsessed with the idea that Maria is hiding her golden service from him and begins to threaten her life. Marcus, who is “ready to fight” without knowing “whom” or “why” (245), finds in McTeague an outlet for his simmering rage. His blaming McTeague for his misery culminates in his ultimate act of destruction: reporting McTeague for practicing without a license. Even the failure of Mr. Sieppe’s upholstery business suggests an inevitable slide downward.

McTeague and Marcus’s fight in the park contains many of the hallmarks of Naturalism. When Marcus bites McTeague’s ear, “[t]he brute” in McTeague that “lay so close to the surface leaped instantly to life” (234). McTeague unleashes “the hideous yelling of a hurt beast, the squealing of a wounded elephant” (234). The sound is “nothing articulate” and “no longer human” but “rather an echo from the jungle” (234). In his animal fury, he throws Marcus, breaking his arm; he becomes himself again as “his bestial fury lapsed by degrees,” and he gazes “stupidly about him” (236), not understanding what has happened. McTeague is driven by an “evil mania” (234) he does not understand and cannot control. Like Trina, who despite her regret is unable to give money to her loved ones, McTeague is ruled by a base inner drive that overpowers his better self.

The closeness of humans and animals is made even more remarkable by the fact that Marcus’s Irish setter and the Scotch collie are less inclined to act on base violent instincts than the humans they represent. Finally meeting face-to-face after months of growling at each other, these dogs merely circle each other and, “with all the dignity of monarchs” (217), retreat from each other in a kind of wordless truce. What’s more, observers are disappointed, feeling the truce to be anticlimactic. Marcus even claims that if his dog “won’t fight he won’t eat” (219), intending to goad him into violence. The dogs’ hatred for each other has foreshadowed the decline in McTeague and Marcus’s own relationship, and ironically, the animals behave with more restraint than the humans.

The smallness of humans is represented in the solemn scenes in which Trina and McTeague sell their belongings. Trina is devastated to sell the items she purchased before her marriage; as she organizes her kitchen things, she recalls the happy times she spent there, every utensil feeling like “an old friend” (274). However, these items are meaningless to the buyers who mock her tastes. While the sale is agony to Trina, it is “a fête, a veritable holiday” for those who attend (274). While Trina laments her losses in Miss Baker’s room, people walk blithely among her belongings, enjoying “the fun” and “making jokes” (280) about the Nottingham lace curtains Trina loved. That these buyers mock these items as being old-fashioned—one buyer exclaims that no one “thinks of buying Nottingham lace now-a-days” (280)—suggests the quick passage of time and the insignificance of what we currently hold dear. Already, the times have moved on without the McTeagues.

This sense of insignificance is reinforced at the end of the sale when the only item remaining is Trina’s wedding bouquet, “a melancholy relic of a vanished happiness” (283). The one “thing that nobody wanted” (283), the bouquet represents how all that has happened to the McTeagues in their apartment is meaningless. With all their belongings gone, their life in the apartment has come to nothing. The fact that all remnants of their life in the apartment could vanish in an afternoon shows the fleeting nature of human life.

Once again, this minimization is represented by quotation marks, which show the superficiality of the objects they describe. McTeague and Trina walk “down town” (195); Trina watches as McTeague treats his “patient” (216). At the picnic, Marcus wears a “tie,” which he sees as “the height of elegance” (226). With an inherent sense of their own smallness, characters resist this minimization. Marcus, at the picnic, orders a crème Yvette “to astonish the others” (227); later, in response to the Other Dentist’s offer to buy his golden tooth, McTeague asserts, “You can’t make small of me” (278). Though undoubtedly unaware of his motivation—he is a man who “never went to the bottom of things” (189)—McTeague resents the Other Dentist’s profiting off his subordination, and he clings to his symbol of wealth and prestige as his status becomes less secure.

It is notable that McTeague refuses to sell his canary cage and his concertina, the two items that represent his differentiation from animals. McTeague is one of the few characters whose behavior is not driven by his yearning for money; in fact, he is generous, insisting to Trina that they send money to her mother and never questioning sharing his earnings with Trina. While obsession with money is a human drive, McTeague is driven by animal urges. As their decline gains speed, McTeague’s animal instincts begin emerging, suggesting it is only the tenuous restraints of society that keep these forces at bay. Despite the signs of the barrier breaking, McTeague’s adamant clinging to his concertina and his canary show that he is still more man than animal, for now.

blurred text
blurred text
blurred text
blurred text
Unlock IconUnlock all 75 pages of this Study Guide

Plus, gain access to 8,800+ more expert-written Study Guides.

Including features:

+ Mobile App
+ Printable PDF
+ Literary AI Tools